Terms of Service
Last updated: April 7, 2026
1. Service Description
FreelanceVsFulltime provides free online financial calculators for informational and educational purposes only. The FreelanceVsFulltime Calculator estimates the total compensation comparison between freelance and full-time employment.
2. Disclaimer — NOT Tax or Financial Advice
For informational purposes only. Not tax advice.
The calculations provided by FreelanceVsFulltime are estimates based on publicly available tax rates and general assumptions. They do NOT constitute tax advice, financial advice, or legal advice.
- Results are approximate and may not reflect your specific tax situation
- Tax laws vary by state and change annually
- Self-employment tax, deductions, and credits depend on individual circumstances
- Always consult a qualified tax professional or CPA for personalized advice
FreelanceVsFulltime is not responsible for financial decisions made based on calculator results.
3. Data Collection
FreelanceVsFulltime does NOT collect, store, or transmit any user-entered data. All calculations are performed entirely in your browser (client-side JavaScript). No data is sent to any server.
We use:
- Google Analytics (anonymous usage statistics)
- Google AdSense (advertising)
See our Privacy Policy for details on cookies and analytics.
4. Accuracy
While we strive for accuracy, FreelanceVsFulltime uses simplified tax rate models and may not account for:
- State-specific deductions and credits
- Local/city income taxes
- Alternative Minimum Tax (AMT)
- Net Investment Income Tax (NIIT)
- Phase-outs for high-income earners
Tax rates are based on IRS publications for the 2025 tax year and are updated annually.
5. Affiliate Links
FreelanceVsFulltime contains affiliate links to third-party services (e.g., Toptal, Upwork, health insurance marketplaces). These are clearly labeled. We may earn a commission if you sign up through these links, at no additional cost to you.
6. Limitation of Liability
FreelanceVsFulltime is provided "as is" without warranties of any kind. In no event shall FreelanceVsFulltime be liable for any direct, indirect, incidental, or consequential damages arising from the use of this service.
7. Changes
We may update these terms at any time. Continued use of the service constitutes acceptance of the updated terms.
8. Contact
For questions about these terms, please use the contact information listed on this site once domain setup is complete.